While approaching your credit rebuild, writing a persuasive goodwill letter might not be the most sexy tactic but it’s the most important. The goodwill process… Read More »How to Write a Persuasive Goodwill Letter in 2021
When purchasing a home, one of the very first steps is understanding where your credit scores sit in relation to obtaining a mortgage. The higher… Read More »Credit Scores Used for Mortgage and Where to Obtain
Over the past decade, the credit reporting timeframe has remained unchanged. This is due to the legislation passed that became the FCRA (Fair Credit Reporting… Read More »Credit Reporting Timeframe For Negative Items
There are well over 20 different agencies that collect consumer financial information. LexisNexis is one of the big ones, and all consumers should look at… Read More »Request Your LexisNexis Report in 2021
Understanding your credit report is as important as ever!
There are compelling reasons for not fussing with inquiries that report on your credit report. Here, I will attempt to make the case for inquiry… Read More »The Case for Inquiry Removal from Credit Reporting